I have been mulling over this topic for a while, I just wasn't sure where I wanted to go with it. I think that we all know that debt and finances have a big impact on our families and family life. We all do as much as we can to help everyone, ourselves included, cope with the results. This is about my friend "Mary". Mary and her husband both come from solidly middle class backgrounds, both intelligent people, but things haven't gone so well for them. Mary and her family of 7 have moved 6 times in the last 15 years. That seems like a lot to me, but I have lived in the same house for most of my life. Mary's oldest child, Son#1 has not responded well to all of these moves. 5 different schools (same one twice) was just not something that he was prepared to deal with. He's very smart, kind of a nerdy kid, quiet, doesn't make friends easily, and he's just given up. He's tired of new schools, new teachers, trying to make friends, and as soon as he's finally comfortable, on they go. Mary feels terrible, this is all her fault! Why can't they have a normal life? Etc. etc. Mary and her husband have actually made some very good choices with their finances, but they bring new meaning to the old phrase about "if it weren't for bad luck, they'd have no luck at all". Bad Luck Murphy seems to have moved in with them. They lived in a home supplied by the farmer that Hubby worked for, until it burnt to the ground, luckily they were on vacation. They lived in a rental that nearly gassed them to death with carbon monoxide. They lived in a house owned by a relative, until the relative passed away and the house had to be sold. They lived in a rental on the edge of town, the city changed the zoning to commercial, and they couldn't renew the lease. They finally qualified for a low income home loan, and their lender went belly up in the big banking crisis, and they got foreclosed on! Now they are in a big, old home out in the boonies, she bought a used car to get to work, and her employer closed up shop. I think that you can be as financially savvy as Ben Bernanke, as frugal as Mary Hunt, and still get stomped on year after year. They are considering letting Son#1 go live with his Grandparents for the 2 years he has left in school, but Mary is very family oriented, and she's just heartbroken. It makes me think of disenfranchised kids trying to get out of the ghetto! It's so bad, you almost have to laugh, luckily they still laugh about it. What else can you do?
The "Luck" Factor
February 22nd, 2010 at 11:02 pm