I saw a blurb on the national news last night, that the IRS is already warning people that it may take longer to get your tax refund this year. We received both our state and federal refunds in the mail this past week. They were less than $500 total, and that's a number I can live with. I am always looking for that elusive "break even" point. I don't want the gov keeping my money for me, but I don't want to have to pay in much either. So we have been jockeying around with the withholding the past few years. Although, I don't think this is a true representation of how well it worked, for 2009. Hubby was off work for almost 6 months of the year, and on sick pay. He made a lot less, so they would have withheld a lot less??? I guess we'll have to wait another year to see how it works out.