These words came out of my DD#2's mouth last night, guaranteed to strike fear into the heart of any parent. She has had a rough month. She got laid off from her job, right at the beginning of April. The company has disputed her unemployment claim (and that of all the others laid off at that same time) so that takes time to work thru the system. She borrowed enough money from me to pay her car insurance, she still had enough in the bank for her other bills. Now she came home two nights ago with a broken wrist! She was biking with some friends, and tried to avoid another bike in from of her....you get the idea. She went to the emergency room, had x-rays, had a consult with the specialist on call, and has a splint until next week, when they will put on the cast. She is looking at several thousand dollars worth of debt, at least. She doesn't know what to do. She can't pay anything until the unemployment situation is resolved (I'm sure she'll get it, I think the company is just jerking them all around) but not paying could ruin her credit for years! And to add insult to injury (literally) she got a call for an interview from another company yesterday, and had to tell them that shes out of commission for at least 6 weeks! They probably won't call her again. Not with hundreds of other prospects out there. So I don' know what to tell her. No, I don't think that any health care organization will waste the money to sue her, will it ruin her credit? Maybe? Definitely? I told her to call all of the places, as soon as she gets a bill from them, and explain the situation, she owns nothing but a 7 year old car, that she is still paying on, and currently lives back at home with her parents. They may be willing to wait, but what if they aren't, you can't get blood from a stone. We'll have to wait and see.
Will They Sue If You Have Nothing?
April 29th, 2010 at 12:46 am
April 29th, 2010 at 01:01 am 1272499309
April 29th, 2010 at 05:03 am 1272513811
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April 29th, 2010 at 06:37 pm 1272562677
I agree with CampFrugal, if/when she receives a/the bill, start paying $5 They may not like it, but they aren't going to sue her nor will it mess up her credit.