Well its 2 months into the new year, and I just peeked back at my resolution list for the new year. I am actually doing better than I thought! The big #1 is almost a reality, paying off the medical debt. I will write the last check this morning! Wahoo!!!! And I'm making some progress on at least a couple more. Paying off the workwear debt is under way, and planning the home improvements, list is in my mind, need to get it on paper. The only major bump so far is DD#3 needing her wisdom teeth out, but I do have that figured into the budget for the month. Luckily, when we had to reschedule from October, her dental benefit year restarted ,and I only have to pay about $600 out of pocket, instead of over $1000. Well, once they are out, you never have to worry about them again. And this is a contract year for Hubby's job, and they are already talking about strike/lockout. The last time they negotiated the contract, the company locked them out for 6 weeks too "hurry negotiations", and the health and dental stopped. Lovely! Actually, I'm glad that I thought of the contract. That would be about the time that summer taxes are due! I'd better make a note in my budget folder to be getting that money put away early. Boy, it never ends!